Discovery Invest current offers
Since the launch of our shared-value model, we have been changing the way clients invest. Our boosts and benefits drive positive behaviours that manifest in additional value, with more than R20 billion created to date. These benefits encourage you to invest longer, invest more, live well, and withdraw wisely.
Structured product offers
Our previous structured products have an outstanding track record of performance, with all but one of the matured Discovery Capital 200+ tranches giving clients 100% return, before the effect of fees and taxes.
DISCOVERY CAPITAL 200+
Grow your wealth with the Discovery Capital 200+ (April 2026 tranche)
What is the Discovery Capital 200+
The Discovery Capital 200+ is a five-year product that provides you with the opportunity to grow your wealth through exposure to the performance of equity markets in the United States of America, Europe and Asia.
What's the offer?
You can get 100% growth over five years if the underlying global share portfolio is flat or positive.
*Note: Growth is before the effect of fees and taxes
How can you take advantage?
The Discovery Capital 200+ (April 2026 tranche) will be available on our lump-sum Endowments until 30 March 2026. The minimum investment amount is R100,000.
DOLLAR CAPITAL 150|200+
Grow your wealth in US dollars with the Discovery Dollar Capital 150|250+ (April 2026 tranche)
What is the Discovery Dollar Capital 150|250+
The Discovery Dollar Capital 150|250+ is a five-year investment based on a global share portfolio of US, European and Asian companies.
What's the offer?
If the global share portfolio is flat or goes up by as little as 1% over five years, you will get 50% growth in US dollars. If the global share portfolio goes up by 50% or more over five years, you will get 150% growth in US dollars.
*Note: Growth is before the effect of fees and taxes
How can you take advantage?
The Discovery Dollar Capital 150|250+ (April 2026 tranche) will be available on our lump-sum Endowments until 7 April 2026. The minimum investment amount is 25,000USD.
Retirement offers
Our retirement plans are designed to help you create financial independence in retirement by rewarding you for healthy investment behaviours. By investing longer, investing more, living well and withdrawing wisely, you can be rewarded with boosts and fee discounts.
LUMP-SUM RETIREMENT ANNUITY
Enjoy enhanced boosts to your retirement savings for investing more
What's the retirement plan?
If you have an existing Discovery lump-sum Retirement Annuity, you can close your retirement savings gap with this current offer when you invest more into your retirement annuity.
What's the offer?
By investing your extra money for retirement, you can get rewarded with enhanced boosts of up to 25% on these extra contributions.
How can you take advantage?
This offer is available on existing lump-sum Retirement Annuity plans from 1 October 2025 to 27 February 2026.
DISCOVERY RETIREMENT OPTIMISER
Enjoy higher boosts of up to 50% to your retirement savings for investing more
What's the retirement plan?
The Discovery Retirement Optimiser helps you build long-term financial independence through its range of benefits. With this current offer, you can grow your retirement savings even further by making an additional contribution.
What's the offer?
You can get rewarded with a boost of up to 50% when you make an additional lump-sum contribution to your Discovery Retirement Optimiser during the offer period.
How can you take advantage?
This offer is available on qualifying Discovery Retirement Optimisers from 1 October 2025 to 27 February 2026.
This document is meant only as information and should not be taken as financial advice. For tailored financial advice, please contact your financial adviser. Discovery Life Investment Services Pty (Ltd), registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider. All life insurance products are underwritten by Discovery Life Ltd, registration number: 1966/003901/06, a licensed life insurer and an authorised financial services provider and registered credit provider, NCR registration number NCRCP3555. All boosts are offered through the insurer, Discovery Life Limited. The insurer reserves the right to review and change the qualifying requirements for boosts at any time. Product rules and terms and conditions apply.