Discovery Travel Insurance

Discovery Bank clients get automatic travel insurance

Discovery Bank clients who buy their international travel ticket using their Discovery Bank physical or virtual card receive comprehensive automatic cover at no additional cost. Even paying for a portion of the ticket using your Ðiscovery Miles qualifies you for this complimentary travel insurance.

Your automatic cover includes

Discovery bank cardholders receive the following cover under their travel insurance plan

  • Emergency medical and related expenses

  • Personal accident

  • Baggage loss, damage and delays

  • Trip cancellation, curtailment and postponement

  • Hijacking or kidnapping and wrongful detention

  • Personal liability

Discovery Insure Ltd will automatically email your plan document to you.
You can also view the key information document here:

* Purple and Black cardholders

* Platinum, Gold and Ðiscovery Account cardholders

What you need to know

Cover is extended to all South African residents and their travel companions. Read your policy wording for the criteria your travel companions must meet to get cover.

If you've purchased your flight tickets with Ðiscovery Miles, please contact the Discovery Travel Insurance call centre on 0860 87 82 33 to get your automatic travel insurance cover. Electronic funds transfers (EFTs) do not qualify for the automatic travel insurance.

 

Top up your cover

For more benefits and rewards

Book your international travel tickets with your Discovery Bank physical or virtual card and have the option to top up your cover. Plus, enjoy instant connectivity upon reaching your destination with the global data benefit with up to 1.5 GB global data and discounted local top-up data packages at your destination country.

 

Your cover Options

Discovery Classic Cover

This top-up cover offers you higher limits on your underlying cover as well as additional cover for:

Baggage tracking and recovery service for mishandled bags. Report mishandling incidents and receive a payment of up to $250 if your bags cannot be returned within 96 hours.

Car rental excess waiver benefit - up to R10,000.

Discovery Premium Cover

The Premium option provides exclusive cover for:

In-hospital private ward extension - up to R1 million.

Pre-existing medical conditions - up to R1 million.

Baggage tracking and recovery service for mishandled bags. Report mishandling incidents and receive a payment of up to $500 if your bags cannot be returned within 96 hours.

Cancellation for unspecified reasons - 50% of the loss, up to R25,000.

Visa denial cover - up to R25,000.

 

Get rewarded with a global data benefit

Purchase Classic or Premium top-up cover and get complimentary access to global data to give you added peace of mind when travelling.

We have partnered with Truely to provide an exciting, market-first benefit which ensures that you are instantly connected when you get to your destination, without the hassle. Truely eSIM requires once-off installation to enjoy seamless connectivity anywhere you go.

Simply complete the Travel Checklist in your Discovery profile on the Discovery Website or App to receive:

  • A starter pack with a complimentary eSIM
  • Pre-loaded free global data according to your Vitality Status
Vitality Status Applicable data package
None/Blue: 500MB
Bronze 500MB
Silver 750MB
Gold 1GB
Diamond 1.5GB
  • 15% off on top-up data purchased through the Truely app when using the discount code provided in the registration email

Not yet a Discovery Bank client?

View available banking products here and sign up

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Frequently asked questions

How to purchase top-up cover

Discovery Health Medical Scheme members who are on a plan that qualifies for the international travel benefit, may contact us on 0860 87 82 33 for a quote.

Discovery Bank clients who use their bank cards to purchase international travel tickets can access the top-up cover by tapping on the travel insurance product displayed on their portfolio page.

 
Who to contact about your cover or in an emergency
Emergency claims

0860 87 82 33 or +27 11 259 5025
while outside South Africa

Claims

0860 87 82 33
travel.claims@discovery.co.za

Service

0860 87 82 33
travel.service@discovery.co.za

 
How you are covered for medical emergencies?

If you're not covered by Discovery Health Medical Scheme, our travel insurance covers you for emergency medical and non-medical costs
outside the borders of South Africa for 90 days from your date of departure from South Africa. See the policy wording to see how you are covered.

Discovery Health

International Travel Benefit

If you have Discovery Health Medical Scheme's International Travel
Benefit (ITB), this benefit covers you for emergency medical costs outside the borders of South Africa for 90 days from your date of departure from South Africa. This cover depends on your medical scheme plan. This benefit is not available to members on the KeyCare series plans.

View your cover
 

Discovery Travel Insurance is not part of Discovery Health Medical Scheme. Discovery Travel Insurance is brought to you by Discovery Insure.

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